(Contact Dr. Frantz on the web at www.mlcchurch.com.) Retirement and a new pace of life. Well, after forty-one years of local church ministry, I am retiring at the end of 2013. I turn 70 in mid-2014 and decided it was time. My spouse Yvette and I plan on remaining in the Miami Lakes area, where we have lived since May of 2000. With retirement in sight, I have two initial observations: First, planning one's retirement is a lot of work (I've...